Trip Cancellation & Trip Interruption
Provides reimbursement for unused, non-refundable trip cost. Trip Interruption also provides
reimbursement for additional transportation costs. Some examples of covered reasons include:
• Sickness, Injury or death of you, a Family Member, Domestic Partner or Traveling Companion
• Being directly involved in a documented traffic accident while en route to departure
• Your Home made Uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster
• A documented theft of passports or visas
• A Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Covered Trip, provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Covered Trip.
Travel Delay
Provides coverage if you are delayed during a trip for more than 6 hours
due to any of the covered reasons below:
• Common Carrier delay
• Loss or theft of your passports, travel documents or money
• Natural disaster or adverse weather
• A documented traffic accident while you are en route to departure
• Unannounced strike
• A family Member's or Traveling Companion's death.
Missed Connection
Provides benefits for additional transportation expenses, local accommodation expenses and unused land or water arrangements if you miss your cruise or tour departure as the result of the cancellation or delay of 3 hours or more of your airline flight due to inclement weather (if benefits are not available elsewhere).
Baggage & Personal Effects
Provides reimbursement for baggage or other personal effects that are lost,
damaged or stolen while on your trip.
Baggage Delay
Provides coverage for the emergency purchase of essential items if your
baggage is delayed for more than 24 hours during your trip.
Medical or Dental Expense
Provides coverage for the necessary medical, surgical and emergency
dental care costs, in excess of your standard coverage, if you
become sick or accidentally injured while on a trip.
Accidental Death and Dismemberment
Provides coverage for the loss of life and loss of limbs in the
event of an accident while traveling, or within the
180 days of that event.
Emergency Assistance (Emergency Medical Transportation)
If you become sick or injured on a trip, Emergency Assistance will
provide benefits such as: arrange transportation to the nearest
suitable medical facility; help the guest return Home, if medically
necessary; provide round-trip economy air fare for a companion
to visit if you are traveling alone and hospitalized for
more than 7 days. |